Each resident is required to have their own renter's insurance policy unless they are related/family and then they can be on the same policy.
Also, please confirm that the renter's insurance purchased names the Owner(s) as "additionally insured".
For possible renters insurance providers, please contact any of the below providers:
Lemonade Insurance Company5 Crosby Street, 3rd FloorNew York, NY 10013https://www.lemonade.com/renters
Or
Michael Floyde - Jump Insurance
818-271-8837
michael.floyde@jumpins.com